Add soaring home insurance premiums to the ways Trump is making life unaffordable for Americans

Environment and Public Works: Senate Committee · December 18, 2025

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Homeowners insurance costs and climate change policy

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Unidentified Speaker (SEG 001–018) argued that homeowners insurance costs are "exploding" nationwide, citing Florida averages of $14,000 a year (SEG 005–006), and asserted that the Trump administration's ties to fossil-fuel donors prevent action on extreme-weather and climate change (SEG 007–010). The speaker warned the trend will worsen across coasts, the Midwest and the West, and predicted cascading impacts on mortgage markets and property values (SEG 011–015).

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Speakers:Unidentified Speaker

An unidentified speaker at an Environment and Public Works: Senate Committee hearing warned that homeowners insurance costs are "exploding" nationwide, cited a $14,000-a-year average in Florida and blamed the Trump administration and fossil-fuel donors for failing to address extreme-weather and climate-related risks, saying the trend could affect mortgage markets and property values.

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