Delivering for American Consumers: A Review of FinTech Innovations & Regulations... (EventID=118806)

House Financial Services Committee, Subcommittee on Digital Assets, Financial Technology · January 5, 2026

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Hearing called to order / procedural instructions

13:23 → 13:49(25s)

Committee clerk opens the Subcommittee on Digital Assets and Financial Technology hearing titled "Delivering for American Consumers," announces 5 legislative days for members to submit additional material for the record and outlines the hearing format.

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Speakers:Unidentified Speaker

House Financial Services Subcommittee hearing examined fintech innovations—particularly earned wage access and buy-now-pay-later—featuring industry witnesses who argued EWA is not credit and consumer advocates who urged stronger disclosure, AI accountability, and restoration of CFPB enforcement capacity.

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Transcript

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