Virginia House of Delegates - Civil Subcommittee Meeting - 2026-01-28

Virginia House Subcommittee · January 28, 2026

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HB 601 — Bank-account garnishment protections

PresentationPublic Comment

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Delegate Hernandez (patron) introduced HB 601 to protect a $1,000 account balance from garnishment and expand safeguards for Social Security and certain benefits; proponents (Virginia Credit Union Association, AARP Virginia, Pew, Virginia Poverty Law Center, consumer attorneys) said the measure preserves basic needs while creditors retain other remedies. Opponents from the creditor bar warned the $1,000 exemption plus an existing $5,000 wildcard could unduly harm small-business creditors. The subcommittee moved to report the bill as amended; the clerk recorded a roll call and the bill reported

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Actions:HB601 reported

A Virginia House subcommittee heard multiple bills on consumer protections, family law, and procedural reforms, receiving testimony from advocacy groups, industry representatives, and state officials. Several bills were reported to the full committee (votes noted) and one was carried over to the 2027 session.

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Transcript

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