Hearing Entitled: “The Future of Deposit Insurance"

House Committee on Financial Services · November 18, 2025

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4:04:38

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Call to order and procedural authorities

8:42 → 8:49(7s)

Chair called the Committee on Financial Services to order and stated that, "Without objection, the chair is authorized to declare a recess of the committee at any time." Members may submit extraneous material within 5 legislative days.

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Hearing of the House Committee on Financial Services on deposit insurance reform, featuring witnesses from community and midsize banks and industry groups; testimony focused on proposals to expand coverage for transaction accounts, emergency transaction-account guarantees ("eTAG"), data gaps at regulators, and tradeoffs including moral hazard and cost allocation.

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Transcript

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