Law‑enforcement towers, public officials coverage largely unchanged amid broader program shift

Feb 25, 2026

Staff told commissioners that the two law‑enforcement excess layers retain their $150,000 deductible and that premiums on those towers fell by roughly $30,000; CHUB public officials coverage showed modest pricing changes and no deductible increases. The auto and general liability lines remain the primary drivers of program cost pressure.

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Josh told the board that, while auto and general liability are the primary pain points driving placement changes, the law‑enforcement towers and public‑officials coverages were relatively stable in the new proposals. He said the two law‑enforcement layers would keep their $150,000 deductible and that the county's premium on those towers actually decreased by roughly $30,000.

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