Committee backs Blue Cross administrative-services agreement for self-insured plan
The committee recommended forwarding to the full board an administrative-services contract with Blue Cross Blue Shield covering the city's self-insured medical/prescription/vision plan; staff explained the stop-loss threshold ($350,000 per claim) and employer/employee premium splits.
The full story
Staff briefed the committee on Contract 2026-30374, an administrative-services-only agreement with Blue Cross Blue Shield for the City of Franklin's self-insured medical plan through June 30, 2027. Staff explained how the self-insured arrangement works: Blue Cross acts as third-party administrator that pays claims and invoices the city, while the city retains stop-loss insurance to limit exposure on very large claims. Committee members asked how bills are routed and about stop-loss protection and premium sharing.
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