Select Board votes to submit GIC benchmark changes: deductibles introduced and mitigation for employees

Apr 15, 2026

The Select Board voted to submit proposed health‑insurance plan design changes under Chapter 32B (§21–23): $250 individual and $500 family deductibles, a specialist copay increase to $60, and a mitigation payment to employees representing 25% of estimated $34,000 savings.

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Andrew, the town administrator, outlined a state‑law process that requires bargaining and mitigation when plan designs change under Chapter 32B. He said the Hampshire County Group Insurance Trust’s rate proposal includes plan changes that move some costs to employees and would save the town roughly $34,000 per year. "We will now be instituting deductibles of $250 for an individual and $500 for a family plan, and then raising certain deductibles including for a specialist visit from $35 to $60," Andrew said.

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