Deloitte: Metro premiums have risen faster than inflation; codified PPO limits hamper plan changes
Jun 9, 2026
Deloitte told the committee that Metro employee contribution rates have risen substantially since 2013 (employee-only from about $157 to ~$275–$280), family costs have roughly doubled, and staff said codified PPO out‑of‑pocket maximums in Metro code constrain the board’s ability to adopt plan designs peers use to lower employee premiums.
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Angela Watts of Deloitte presented a benchmarking and 15‑year rate history showing employee‑only premiums rose from roughly $157 in 2013 to about $275–$280 for 2027, and that family employee contributions rose from approximately $375 to roughly $732 per month. "As we fast forward to 2027, those rates have already been established for next year," Watts said, noting Metro pays about 75% of PPO family premium contributions and employee shares can represent a substantial share of gross compensation for lower‑paid employees.
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