Board flags cyber coverage limits and compliance risks as AI and threats increase
Directors warned that cyber endorsements on D&O policies may be insufficient and stressed that agencies must meet insurer compliance requirements—otherwise coverage can be denied; staff and board recommended broker benchmarking and training to close compliance gaps.
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Board members and staff spent significant time on cyber insurance and AI‑related exposures. Director Lisa Majeski West warned that "cyber insurance is only going to work and it's only going to be paid out if you are in compliance with the requirements of the company," urging that agencies meet policy conditions and that training and testing be used to close gaps.
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