Board weighs $17,500 option for additional $7.5M auto‑damage coverage

Feb 25, 2026

Commissioners were asked whether to buy an optional $7.5 million excess auto‑physical‑damage layer (raising total to $9.5M) quoted at roughly $17,500 per year to protect against concentrated yard losses; final decision was deferred to an imminent vote.

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The presenter outlined an option to supplement Obsidian's blanket $2 million auto‑physical‑damage limit with an excess layer that would raise protection to about $9.5 million for incidents where multiple county vehicles are damaged while parked. He framed the choice as balancing a small annual cost against exposure in concentrated losses at the highway or parks yards.

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