Task force hears proposal for state 'Bear Care' catastrophic coverage to lower premiums for some residents
Wyoming Department of Health presented a concept for a pared‑down catastrophic benefit called 'Bear Care' to cover emergent, non‑shoppable episodes at lower cost for otherwise healthy people; members pressed for details on eligibility, pricing, reserves and federal legal limits under the ACA.
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The Health Insurance Affordability Task Force heard a detailed presentation on Aug. 14 from France Fuches, deputy director of the Wyoming Department of Health, outlining a proposed catastrophic‑only benefit the department has dubbed 'Bear Care.' Fuches described the product as a low‑premium, limited‑benefit option designed to cover ‘‘non‑shoppable’’ emergent episodes — for example: ground emergency medical transport, emergent inpatient care, and the acute physician and drug costs tied to an anchor episode. "My name is France Fuches. I'm the deputy director of the Wyoming Department of Health," he told the task force as he began the briefing.
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