Consultant recommends self‑funded plan as premiums surge

Aug 12, 2026

Alara Group presented actuarial modeling showing self‑funding could reduce long‑term costs for Kerrville after steep carrier renewals; consultant cited a 42% Blue Cross renewal negotiated to roughly 32% and projected 15–20% savings under the proposed network.

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Todd Peter of Alara Group told trustees the city faces sharply higher carrier renewals and that the firm modeled a self‑funded approach to limit cumulative cost growth.

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