County to drop collision coverage, keep comprehensive auto coverage for 2027 to reduce premiums
St. Croix County staff told the committee they will drop collision coverage and keep comprehensive-only auto physical damage insurance for 2027, reducing the premium from about $240,000 to $78,000 and lowering the deductible from $25,000 to $10,000, citing a low rate of county-at-fault collisions.
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County staff told the Administration Committee that the county will change its auto physical damage coverage for 2027, dropping collision coverage and retaining comprehensive coverage only as a cost-saving measure.
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