County to drop collision coverage and keep comprehensive-only auto policy, cutting premium to $78,000
Oct 14, 2026
County staff reported a shift to comprehensive-only auto physical-damage coverage for 2027, reducing the premium from $240,000 to $78,000 and lowering the deductible from $25,000 to $10,000; staff cited collision experience and expected savings.
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Ken (staff member) told the committee he decided to move the county's auto physical-damage insurance to comprehensive-only coverage for 2027 while retaining liability insurance under a separate policy. "We're going to go with a comprehensive-only policy. We're dropping the collision parts," Ken said, and added that the change would reduce the premium from $240,000 to $78,000.
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