County's workers' compensation premium rises after payroll re‑calculation, consultant explains

Oct 13, 2026

An insurance consultant told commissioners that a revised payroll estimate (from about $39 million to $43,333,000) drove an increase in the county’s workers’ compensation premium; commissioners approved renewal with the understanding the county budgeted for the change.

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Insurance consultant Steve Lapp (S14) briefed the court on the county’s workers’ compensation renewal beginning Nov. 1. Lapp said an updated payroll calculation — annualizing payroll and accounting for 24 pay periods rather than prior incomplete runs — raised the county’s reported payroll from about $39,000,000 to roughly $43,333,000, which explains the higher premium. "So applying that payroll to the same rates results in a higher premium," Lapp said, and he described the county's recent loss history ($577,000 over three years, largest claim about $27,000) and the predominance of medical‑only and jail‑related claims.

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