Fair Plan debate continues as insurers, IBHS and state consider mitigation, coverage limits
State insurance officials, the Fair Plan governing committee and IBHS told lawmakers they are working on mitigation standards, actuarial rates and temporary coverage limits; leaders called for urgency to restore coverage for fire‑impacted communities.
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State insurance officials, the Fair Plan governing committee and mitigation researchers described a fragile insurance market and competing proposals to restore and expand coverage for homeowners and businesses affected by recent wildfires.
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