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Panel backs bill to create wildfire community‑hardening commission within Insurance Department
Summary
SB 616 would create an independent commission inside the Department of Insurance to coordinate wildfire hardening standards, data sharing, and post‑catastrophe reporting to help stabilize insurance availability and affordability.
SB 616, authored by Sen. Melissa Rubio, would establish an independent Community Hardening Commission inside the Department of Insurance to align statewide wildfire hardening standards, develop shared data infrastructure and produce post‑catastrophe reports.
The bill’s sponsors said wildfire risk and a patchwork of codes and guidance complicate homeowner and insurer efforts to reduce loss and manage premiums. Josephine Figueroa, deputy commissioner for the Department of Insurance, testified the commission would “review existing hardening regulations…
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