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Santa Rosa board approves insurance renewal plan using reserves to limit employee premium increases
Summary
The insurance committee recommended and the board approved a 2026 renewal package that holds premiums for the HDHP and standard PPO, increases employer HSA contributions, negotiates a lower dental rate increase, and applies a two-month premium holiday funded from district reserves.
The Santa Rosa County School Board on Oct. 9 approved the insurance committee's recommended 2026 renewal package that uses the district's reserve balance to limit premium increases for employees while restructuring several benefits and incentives.
Committee leaders and Marsh McLennan Agency presented claims trends showing rising medical and pharmacy costs and a high loss ratio for the PPO premier plan (reported at 154.2% through…
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