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Commissioners approve county stop-loss insurance policy starting Jan. 1, 2026

Kootenai County Board of Commissioners ยท December 31, 2025

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Summary

Human Resources presented a stop-loss policy with BCS Insurance Company, effective Jan. 1, 2026; the board approved the contract after legal review.

Sylvia Proud, representing Human Resources, presented a stop-loss insurance policy with BCS Insurance Company that would begin Jan. 1, 2026. Proud said legal reviewed the policy and related schedules and confirmed that an earlier carrier's termination did not require a termination letter because Alliant handled notification.

A board member moved to approve the BCS stop-loss policy and the motion was seconded; commissioners voted aye to approve.

County staff did not detail premium rates or underlying stop-loss attachment points in the meeting record; those schedule items were described as included in the documents reviewed by legal.