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City auditor issues unmodified opinion; pension plans reported healthy
Summary
External auditors reported an unmodified opinion on Havre de Grace's 2025 financial statements and said there were no material misstatements; auditors noted pension plans are well funded (civilian ~96%, police ~77%) and ARPA spending has been largely allocated.
Zelenkowski & Axelrod presented the city's audited financial statements to the Havre de Grace City Council on Nov. 17 and issued an unmodified opinion — the highest level of assurance auditors can provide. Auditor Nate Schwartz said the audit proceeded according to plan, there were no material misstatements and no disagreements with management during…
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