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Work Group Recommends IBHS Standards, Grants, and Data Sharing to Reduce Wildfire Insurance Losses
Summary
A December 2025 work‑group report recommends using Insurance Institute for Business & Home Safety (IBHS) wildfire‑prepared home standards as a baseline for retrofit grant programs, expanding community mitigation funding, and improving cross‑agency wildfire risk data sharing to reduce nonrenewals and stabilize insurance availability.
Department of Natural Resources and Office of the Insurance Commissioner staff presented the Wildfire Mitigation and Resiliency Standard Work Group report to the committee on Jan. 23. The report, delivered Dec. 1, 2025, was the product of a multi‑stakeholder group convened under substitute House Bill 1539.
Robin Whitney (DNR) and Lauren Burns (OIC) said the work group reached broad agreement that community‑level mitigation, better data sharing, and…
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