Committee advances bill requiring 30-day notice before life-insurance lapse

Feb 4, 2026

A House bill that would require insurers to send written notice at least 30 days before an individual life insurance policy lapses for nonpayment, and to show proof of delivery, was reported out of the Consumer Protection and Business Committee with an effective date of Jan. 1, 2027.

The full story

House Bill 2428, which would require insurers to send written notice at least 30 days before an individual life insurance policy lapses for nonpayment and to obtain proof of delivery, was reported out of the Consumer Protection and Business Committee on Feb. 4, 2026.

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