Bill targets merchant-category coding that could track firearm purchases

Feb 11, 2026

Representative Harrelson brought forward an amendment to the Second Amendment Financial Privacy Act to prevent merchant-category codes and payment processing practices from creating digital trails of firearm purchases; the House introduced the measure and sent it to Appropriations.

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Representative Harrelson moved to amend and reintroduce legislation aimed at protecting privacy for firearm purchasers by closing a perceived digital trail created through merchant-category codes (MCCs) and other payment-data practices. "We do not want in any way, shape, or form at any time there to be a publicly compiled record of firearm purchases," Harrelson told the chamber and asked colleagues to close that loophole.

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