Uniform default-judgment bill aims to add consumer protections and standardize court notices

Feb 18, 2026

Substitute SB 5720 would adopt a uniform act requiring more detailed complaint content and consumer notice before default judgments, let courts deny defaults for noncompliance, and apply to actions from Jan. 1, 2027; sponsors said stakeholder negotiation bridged debt-buyer and consumer protections.

The full story

The committee heard Feb. 18 on substitute SB 5720, which would adopt the Uniform Consumer Debt Default Judgment Act and add procedural protections before a court may enter a default judgment in consumer-debt cases.

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