Carroll County keeps employee stop‑loss at $50,000 amid debate over future risk

Mar 3, 2026

After weighing potential premium savings against the county’s exposure to large claims, supervisors voted to keep the employee health‑insurance stop‑loss level at $50,000. Staff said raising the threshold could reduce stop‑loss fees but increase the chance of drawing on reserves for high claims.

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Carroll County supervisors voted to keep the county’s employee health‑insurance stop‑loss level at $50,000 after a lengthy discussion of trade‑offs between short‑term savings and long‑term risk.

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