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IMWCA pitches two‑year safety program to reduce worker‑comp premiums
Summary
Representatives from IMWCA outlined a voluntary two‑year safety and risk‑management program designed to reduce the county's workers' compensation premium over time; board members discussed timing and accountability but made no immediate commitment.
Scott Smith, representing the county’s IMWCA pool, told the board the county is eligible for a voluntary two‑year high‑level risk management program intended to reduce the severity of employee injuries and, over time, lower the county’s workers’ compensation multiplier and premium.
Smith said Madison County’s recent severe claims have raised its premium and that the IMWCA program offers training, oversight and benchmarks: "If you continue working, and I think I have high hopes, this will also factor in as we do renewals, discounts, credits," he said. IMWCA staff emphasized accountability — if milestones are not met, enrollment can be discontinued and renewal considerations will be affected.
Supervisors asked whether the program would lower premiums immediately; IMWCA replied there would be no premium reduction in the coming year but that avoided or reduced severe claims over multiple years could produce savings. The board and IMWCA discussed staff engagement, the program’s two‑year timeline and possible discretionary credits for sustained improvement.
Next steps: Board to consider a resolution in a future meeting; steering‑committee work continues and IMWCA will provide training for key staff if the county opts into the program.
