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New county risk manager outlines higher premiums, new cyber coverage and plans for pollution liability quotes
Summary
Winnebago County’s new risk management director briefed the Personnel & Finance Committee on Feb. 5: countywide insurance premiums total about $1.3–$1.4 million, liability accounts for half, cyber coverage was upgraded to $2 million with a lower deductible, and a single large highway workers’‑comp claim drove a steep premium increase.
Winnebago County’s new risk management director presented the committee with an overview of the county’s insurance program Feb. 5, describing rising premiums and several coverage changes meant to reduce county exposure.
The director reported the county purchases roughly $1.3–$1.4 million in insurance for 2026, with about 50% of that cost tied to public‑entity liability coverage. He told the committee the county moved from a limited cyber endorsement bundled into liability…
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