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Benefits brokers recommend mirroring current vision plan, outline COBRA and nondiscrimination testing issues
Summary
Brokers presented options to mirror current vision coverage with a different carrier (Guardian), citing lower rates and a two‑year rate lock if the county moves vision coverage; they also discussed ancillary products, COBRA administration options and nondiscrimination testing timelines and risks.
Benefits consultants met with the commission to compare the county's current vision plan with alternative proposals and to discuss ancillary coverages and COBRA administration.
The broker recommended mirroring the county's existing plan design with Guardian and reported the vendor could secure lower rates and a two‑year rate lock for vision coverage if…
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