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Select Board to draft support for state commission studying mobile-home insurance
Summary
The board reviewed draft language for Senate bill 27 38, which would form a commission to study rising insurance costs for manufactured and mobile homes, and signaled willingness to send a supporting letter and possibly nominate a local representative.
The chair briefed the select board on Senate bill 27 38, a state measure to establish a special commission to examine rising insurance premiums and market concentration for manufactured and mobile homes.
The chair summarized the bill’s scope: the commission would study premium increases, insurer participation, market concentration, regulatory impacts and the adequacy of consumer protections such as the FAIR Plan, and could recommend legislative or policy solutions to improve affordability and coverage availability.
The chair said Wareham has "about 1,100 people who live in mobile homes" and noted many residents are seniors who could be affected by rising premiums. The chair asked for the board’s consensus to draft and send a letter supporting the bill and said the town might be asked to provide a representative to the commission.
A board member asked whether the bill lists cosponsors; the chair read a list of sponsors and said she would draft a comment letter and circulate it to board members for input.
Why it matters: Market concentration and rising premiums for manufactured-home owners can threaten the affordability of long-standing housing in towns like Wareham; a state study could inform policy options and consumer protections.
What’s next: Chair will draft the letter supporting Senate bill 27 38 and circulate it to board members; the board did not take a formal vote at the Jan. 6 meeting.
