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Sumner County board approves 2027 liability and property insurance package with modest changes
Summary
The Self Insurance Board approved the county’s 2027 liability and property insurance package with few changes, noting some deductible adjustments and small savings; the board also asked staff to continue evaluating additional cyber liability coverage.
The Sumner County Self Insurance Board approved the county’s 2027 liability and property insurance package after staff said the changes were minor and the filing deadline required action to put coverage in place.
Staff told the board the policy year ends June 30 and that the proposed package reflected little change in coverages overall while showing a mix of modest savings and some deductible adjustments. Staff also said they had requested additional cyber liability coverage for later consideration; that request would not delay approval of the main package.
A board member moved to approve the package, the motion was seconded, and the board approved it by voice vote. No numerical roll-call tally was recorded in the transcript.
Board members asked questions about highlighted areas of savings and deductible-lowering items in the staff packet; staff responded that the proposed changes would allow the county to proceed before the June 30 deadline. The board approved the package and asked staff to continue processing quotations for additional cyber liability coverage and return with more information if needed.
The insurance approval was handled as routine business; board members then resumed discussion on an unrelated personnel exception appeal.
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