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Van Buren County binds FY2027 coverage with Heartland Insurance Risk Pool; premiums expected to fall
Summary
The Board approved binding county insurance coverage with Heartland Insurance Risk Pool effective July 1, 2026, with presenters saying total premiums should drop about 3.47% compared with FY2026 and a rate study to be conducted during FY2027.
Van Buren County’s Board of Supervisors approved binding insurance coverage for FY2027 with the Heartland Insurance Risk Pool (HIRP) at its May 26 meeting.
Mary Griffin, account executive with Holmes Murphy, reviewed the county’s FY2027 insurance coverages and renewal premiums and told the board the county should expect a 3.47% decrease in total premium compared with FY2026. Judi Hamaker, HIRP administrator, said HIRP will conduct a rate study during FY2027, will launch a new workers’ compensation claims service on July 1, and has several upcoming trainings available to members.
On motion by Supervisor Meek, seconded by Vice-Chairman House, the Board approved binding coverage effective July 1, 2026, and authorized the chairman to electronically sign the binding documents (Ayes: 2). The minutes do not record dollar totals for premiums in the meeting record.
County officials noted administrative follow-up and training opportunities through HIRP; the minutes do not record any public comment on the insurance action.
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