Carmel clarifies short-term rental rules after state changes; owner-occupied STRs face simplified process

Jul 10, 2026

City counsel said state law changes allow owner-occupied short-term rentals to qualify under a simplified process while non-owner STRs still require approvals; the city may revoke STR permits after three ordinance citations.

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Sergei, the city’s deputy corporation counsel, told attendees the state’s omnibus legislation required changes to Carmel’s short-term rental (STR) ordinance and the city amended its local code accordingly.

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