County officials say plan changes and negotiations cut risk, set $80,000 specific deductible

Jun 8, 2026

Benefits staff told commissioners Montgomery County’s HealthRx plan kept a specific deductible at $80,000 and that market negotiations reduced a potential aggregate liability by about $400,000, leaving an estimated all‑in max cost of about $3.1 million for the 2026–27 plan year.

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County benefits staff reviewed HealthRx claims and renewal outcomes for the board, reporting a mostly stable membership (about 165) and highlighting a negotiation that reduced potential aggregate liability. The presenter said the county's specific deductible remains $80,000 per member and that, after market outreach and discussion with Aetna, the county’s projected all‑in maximum cost for the 2026–27 plan year is approximately $3,100,000, a reduction from an earlier figure near $3.5 million.

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