County warns that proposed FEMA changes could leave Keys shouldering more storm costs

Lisa Tennyson, Monroe County’s director of legislative affairs, briefed the commission on possible FEMA policy changes and their financial implications for the Keys. Tennyson said proposals under discussion include raising damage thresholds (which could move a county‑level qualifying threshold from tens of millions toward roughly $175 million), lowering federal cost shares for smaller disasters (potentially as low as 25%), and narrowing reimbursable projects to exclude noncritical infrastructure such as parks and cultural sites.

"If FEMA raises the threshold by the level that's proposed, the required damage threshold would jump to a $175,000,000," Tennyson said. She added the county relies on hazard mitigation grant programs and cited cuts or uncertainty around BRIC and Flood Mitigation Assistance as threats to local mitigation work. Staff warned that fewer reimbursable project categories and reduced federal shares would shift repair and mitigation costs to county budgets and complicate recovery cashflow.

Commissioners thanked Tennyson for the situational awareness; staff said the county is factoring these potential changes into reserve planning and capital project prioritization.