How to reduce risk: passwords, multi-factor authentication and credit freezes
Souza urged attendees to use long memorable passphrases, enable multi-factor authentication on key accounts, consider password vaults, and freeze credit at the three bureaus to block new accounts if identity theft is suspected.
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Souza recommended concrete steps seniors can take immediately: choose long, memorable passphrases (he suggested a 20-character, four-word example), use a password vault to avoid reuse, and enable multi-factor authentication (MFA) for bank, email and investment accounts.
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