Town board hears 2026 insurance renewal; slight premium decrease after lower umbrella limit

Nov 12, 2025

The Board reviewed the town's 2026 insurance policy with Sprague Agency, which reported a small premium decrease after lowering the umbrella limit by $4 million and explained how coverage interacts with employees' personal auto policies.

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Kayla Wagner of the Sprague Agency presented the proposed 2026 insurance policy and told the Town Board that the town's premium would decrease slightly after lowering the umbrella limit by $4 million. "if an employee uses their personal vehicle on town business, their personal policy would kick in first, then the town policy if needed," Wagner said.

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