ADRC committee hears volunteer insurance limits affecting Meals on Wheels delivery

Aug 3, 2026

Committee member James Lowey reported that American Family Insurance would not allow him to continue Meals on Wheels deliveries because it treats delivery as a commercial service; Erie Insurance permits delivery but not voluntary transport of others, raising concerns about volunteer liability and program continuity.

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Committee member James Lowey raised concerns about insurance restrictions affecting volunteer delivery of Meals on Wheels. Lowey said American Family Insurance would not allow him to continue delivering Meals on Wheels because the insurer treats it as a commercial service; he added that Erie Insurance allows Meals on Wheels delivery but does not permit volunteers to provide voluntary transport for other people. The minutes record Lowey’s report as part of the committee member reports.

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