Committee approves premium changes to steer employees toward Local Plus and HSA plans
The committee approved an "OAP-targeted" premium option to leave Local Plus premiums unchanged while increasing OAP premiums to encourage enrollment in lower-cost networks; staff emphasized education and face-to-face counseling to convert employees.
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Staff presented several premium-design scenarios intended to shift employees from the broad OAP network to the lower-cost Local Plus or HSA options. Charles Paris explained utilization patterns—Vanderbilt led outpatient visits and Centennial had relatively few—and said the proposed middle option would keep Local Plus premiums at current levels while increasing OAP premiums to create a stronger cost differential.
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