Servpro estimate reviewed; insurer says water heater not covered

Borough of Modena Council · February 2, 2026

Summary

The council reviewed a Servpro estimate of $3,372.23 (with a $500 deductible) for interior repairs; the insurer indicated it will not cover the water heater, and President Hines said she will forward the fire department incident report to pursue negotiation.

Council reviewed a Servpro estimate of $3,372.23 with a $500 deductible for damage to a supply room closet and hot water heater. The estimate was submitted by Daniel E. Ashe, Claims Examiner, Integrated Risk Management for HA Thomson Agency; the minutes state the insurance company will not cover the water heater.

President Hines said she would email the fire department incident report to the insurance company for review and suggested negotiating with the insurer to seek coverage for the water heater. The minutes record the estimate figure and the insurer's position but do not show the insurer's reasoning or a vote to reject or accept additional settlement offers.

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