Assembly backs wildfire resilience loan program to pay for home hardening

Aug 26, 2026

SB 894, which sets up a wildfire resilience loan program to finance home hardening and defensible‑space projects, passed the Assembly after the author said those investments can cut structure fire risk by more than 35% and make insurance more affordable.

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The Assembly passed SB 894, a bill to establish the California Wildfire Resilience Loan Program that the author said would help homeowners finance defensible‑space and home‑hardening improvements. Presenting on behalf of Senator Allen, Assemblymember Bennett noted that while such measures reduce structure fire risk, upfront costs can be a barrier and the bill seeks to leverage public dollars to obtain favorable private lending terms.

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