Healthcare Committee

Pembroke benefits committee · February 11, 2026

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58:47

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58:47

Introductions to FSA / HRA / HSA and funding options

PresentationDiscussion

0:00 → 1:22(1m 23s)

Speakers 1–3 reviewed the differences between FSAs, HRAs and HSAs and who can fund them; Speaker 1 and others noted IRS rules mean unused FSA funds are not returned to employees and that HRAs can be funded by the town up to partial deductible coverage.

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A Pembroke benefits committee narrowed employee health insurance choices to three plans after debating HSA/HRA/FSA options, first-responder coverage needs, and site-of-service plans; the group removed a high-deductible "red" plan and agreed to defer dental discussion to the next meeting.

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