Committee asks selectmen for clarity on HRA/FSA/HSA contributions before finalizing plan recommendation
Summary
Benefits committee members said they cannot finalize a recommendation until selectmen state whether they would set uniform contribution amounts and whether they will fund HRAs or HSAs; the committee discussed percentages (85/15, 90/10, 100%, references to a prior 108% proposal) as key decision factors.
Committee members repeatedly told the group they need selectmen guidance on contribution levels before endorsing a final plan.
"That's if they take that amount and said, that's what we're covering," the Chair said while explaining the committee's understanding that selectmen want a single stable number across employee groups. Members noted past discussions included employer-contribution scenarios ranging from 85/15 splits to suggestions that employers might contribute the full premium — and that, in earlier broker conversations, a 108% employer contribution had been mentioned.
Members said the town's choice on a steady employer contribution determines whether lower-premium, HSA-eligible plans would actually benefit employees. Several participants asked staff to prepare scenarios showing how different contribution percentages (85%, 90%, 100%, and the previously referenced 108%) would affect employee net costs and the town's budget.
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